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Personal Checking

Elite Checking

Elite Checking

Just look at some of the benefits a North Central Bank Elite checking account provides with NO minimum balance required PLUS interest, all for a low monthly fee.

  • Free personalized member checks
  • Cash back buyers rewards program (can pay over ½ your annual account cost)
  • Free money orders
  • Free safe deposit box rental for an entire year (certain restrictions apply)
  • Community Discount Card
  • Free Notary Services
  • Discounted License Sticker Renewals
  • And more money-saving benefits!!

Overdraft Privilege Program

Convenient checking account protection that can save you money and hassle! Have you ever had your Bank return your check due to insufficient funds? Not only is it embarrassing and can result in multiple fees from your bank and the merchant where your check was returned, the merchant may no longer accept your checks in the future. Our Overdraft Privilege program is designed to help guard you against having your checks returned to avoid this situation.

*If you overdraw your account, the current fee is $30.00 per item. An encouragement fee of $5.00 per business day will be charged after the tenth business day that the account remains overdrawn. A fee may be imposed for covering overdrafts "created by check," in person withdrawal, ATM withdrawal, bill payments, external transfers, wire transfers, and ACH transactions. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. We typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.