In the Community

Community Reinvestment Act

North Central Bank is pleased to provide information for public inspection under the Community Reinvestment Act (CRA). Interested parties can review the data provided and print hard copies of documents as needed.

Under the CRA, the following information must be maintained in a public file, current as of April 1st of each year.

• All public comments received for the current year and the prior two calendar years.
• A copy of the Public Disclosure of the bank’s most recent CRA Performance Evaluation.
• List of branch locations and branch servicing information including hours of operation.
• Branches opened or closed by the bank during the prior two calendar years.
• A description of Products & Services available through North Central Bank.
• The North Central Bank Assessment Areas represent the communities we serve.
• An updated Fee Schedule for the services North Central Bank offers.
• The North Central Bank’s Loan to Deposit Ratio for each quarter end for a year.

Comments or Questions?

Any comments or questions about this portion of the North Central Bank website, or about North Central Bank’s CRA performance, may be addressed to:

Haley Guisti, CRA Officer

Email: hguisti@northcentralbank.com

North Central Bank
c/o Haley Guisti, CRA Officer
126 E High Street
Hennepin, IL 61327

State of Illinois Community Reinvestment Notice

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.

North Central Bank
126 E High Street
Hennepin, IL  61327